At some point in the past, you gave us certain personal information. This information included your name, age, address, marital status and social security number. if you applied for life or long term care insurance, you may also have given us employment and medical information and access to your health history, mode of living, hobbies and other personal data. The only information collected was that needed to underwrite your application.

We maintain a high level of confidentiality concerning our insureds. Our staff has been trained in the handling and protection of personal information. Oversight of these matters is strict. Our staff understands that improper disclosure of personal data is serious matter. If we ask as outside company to help us with our insurance operations, we require it to adhere to the same standards as we do.

Unless you have given us your written permission no affiliates or third party non-affiliates have access to your insurance records other than as necessary to assist us in administering our insurance operations. We never sell lists of the names and addresses of our insureds to any vendor of goods or services.

Access to your records is limited to our employees who are working with your file and employees of organizations which are under contract with us and which adhere to our standards. Should we be forced to disclose information in connection with a civil suit or a criminal investigation, we must comply. Such instances are however, very rare.